myconomy

Net Worth

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—% of your wealth is invested and growing.

Tax Buckets

Pre-tax

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This month—

Year to date—

Taxable

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This month—

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✦ Tax-free

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Financial Independence

Every dollar invested closes the gap.

—%

of the way there

$0 $2.5M target

Year-over-year, cash flow, assets & notes

Year over Year

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Change—

Monthly Cash Flow (12-mo avg)

Income—

Expenses—

Monthly surplus—

Other Assets & Notes

🏠 Condo Equity—

💵 Cash—

₿ Crypto—

Penn Mutual policy loan−$28,000

Loan to Dad (expected repayment)$13,000

Advisor fee endsDec 2026

All Accounts

Income

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Expenses

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Net Cash Flow

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Transfers (net)

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Cash Flow

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Income

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Expenses

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Last 12 months

Income

Expenses

Net

By category group

back to myconomy

my future

Two paths forward, grounded in your real numbers.
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Adjust anything. Dream freely.

Financial independence scenarios

Timeline to financial independence

Single path

Family path

FI milestone

Pull any lever — your timeline updates instantly

Monthly surplus invested$1,000

Annual return (inflation-adj.)7.0%

Annual salary raise3.0%

Target monthly income$8,333/mo

Extra monthly cost — family+$2,500

Near-term goals

This year · 2026

Home refresh

$6,000–7,000

Interior paint + fireplace updates. Funded from your monthly surplus over ~3-4 months.

Annual · pegged paychecks

Property tax + HO-6 insurance

~$6,500/yr

Property tax ~$6,000 (2× ~$3,000). HO-6 ~$500–540. July and December extra paychecks cover this fully.

2027–2029 · life change

Relationship → family

Variable

Wedding, potentially a larger home, starting a family. Your surplus gives you flexibility when it arrives.

Modeled in the family path above

In progress · upside

Spark Driver income

$250+/mo

Currently covering Dad's Allstate insurance ($170/mo). Every dollar beyond that accelerates your timeline.

Not in FI calculation — pure upside

✦ Dream simulator — what would it cost?